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Build Your Business with Us

  • Commitment to Customers — We want your customers to become owners, and we provide rent-to-own solutions to make this happen.
  • Ownership Solutions — We offer rent-to-own on a range of products so you can help more customers get the product they want. 



  • NO PAPERWORK Option - When a customer is ready to RTO a product, simply call our Dealer Support and they'll do ALL the paperwork directly with the customer and we'll let you know when it's ready to deliver.
  • AppXpress Option — 100% paperless - no physical paperwork to keep track of, instant approval for an immediate close so you get paid faster (usually within 1-2 business days).
  • Online Payment Calculator — to quickly provide accurate quotes for customers.
  • Online Used Inventory — Helps customers find formerly leased sheds on your lot and links directly to your business.
  • Customer Online Application — Customers can access the application on your website to complete it without even having to come in! Completed apps are emailed directly to you.



  • Dedicated Regional Representatives — Your Territory Manager is an expert in the industry, and located nearby to be a valued partner as you and your business grow.
  • Online and Phone Dealer Support — Our dealer support team, available via email or by phone, will help answer your questions, process contracts and support your business’s rent-to-own programs.
  • Extended Support Hours — Saturdays are busy sales days, and can be even busier during warmer seasons. Territory Managers and our Dealer Support team members are available when you need us most. Contact dealer support by phone 8 a.m. to 5 p.m. (CT) Monday through Friday, and 8 a.m. to 12 p.m. on Saturdays for friendly, knowledgeable assistance.
  • Dealer Sales Training — We provides one-on-one personalized training to make you and your team confident and comfortable with our program.



  • NO PAPERWORK -  HCI Direct gives you the option to have our Dealer Support complete all the paperwork directly with the customer so you and your team don't have to spend another minute filling out forms and explaining the process - we'll do all of it for you.
  • 5% Reward - Earn up to a 5% Integrity Reward on RTO agreements.
  • 50% Buyback on Used Inventory - All dealers have a 50% buyback option on used inventory. You already sold it to us at retail, now you have the option to buy it at 50% of that price and sell it again.
  • 25% Commission - If you don't want to buy used inventory back, you'll still make a 25% commission when it resells.



  • Friendly Phone Support — You don't have to manage the RTO customers - we do it for you! Customers can call our Customer Support by phone 8 a.m. to 5 p.m. Monday through Friday, and 8 a.m. to 12 p.m. on Saturdays.
  • 24/7 Online Account Access — Convenient and secure online account information.
  • Convenient Payment Options — Customers can choose AutoPay, 24/7 pay-by-phone, and e-billing text alerts to make getting to ownership as easy as possible.
  • Want more info? Call our Dealer Support at: 888-959-4774 or email at: dealers@hci.net
PO Box 409 | Mayfield, KY 42066 | 270-247-3199